Blue Advantage features a provider network that covers all 100 counties in the state at an affordable price.

91% of doctors and 99% of hospitals in the state are covered

Coverage in North Carolina, the United States and worldwide

More pharmacy and prescription drug options

Flexibility in how much you pay for doctor visits and prescription drugs

Preventive care covered at 100%

Blue Advantage is ideal for those who want choices: choices in which provider to see and choices for how much to pay for doctor visits and prescription drugs.

Benefit Choices

Blue Advantage offers a variety benefit choices to give you options for how much you pay for medical expenses: copayments, and deductible and coinsurance plans.

Copayment plans are what most people think of as traditional plans. They offer a fixed copayment for things like primary care office visits and prescriptions. While you’ll know what you’re going to pay with copayment plans, they come at a higher premium. These plans are ideal for someone who wants predictable costs and doesn’t mind paying more in premiums. (more…)