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Reduce Health Risks

Monday, December 15th, 2008

Reduce Your Risk of Some Cancers

Being physically active lowers your risk for two types of cancer: colon and breast. Research shows that:

Physically active people have a lower risk of colon cancer than do people who are not active.

Physically active women have a lower risk of breast cancer than do people who are not active.

Reduce your risk of endometrial and lung cancer. Although the research is not yet final, some findings suggest that your risk of endometrial cancer and lung cancer may be lower if you get regular physical activity compared to people who are not active.

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BCBSNC and Small Businesses

Monday, December 15th, 2008

Small Businesses are a Big Priority

 

Ninety percent of North Carolina businesses are small businesses, making them the engine of North Carolina’s economy and one of our fastest-growing market segments.* In 2007, Blue Cross and Blue Shield of North Carolina provided group coverage to 28,095 small business owners in the state.** The number of small business customers insured with Blue Cross and Blue Shield of North Carolina has increased by 48.45 percent since 2002.*** We provide coverage where small businesses need it – in small towns and cities all across the state.

 

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Life is Unpredictable, Plan Ahead

Wednesday, December 10th, 2008

No matter how careful you are, or how much you think ahead, life is often unpredictable. That is what life insurance is all about, planning for what you can’t predict especially if you have financial dependents and responsibilities. Your peace of mind can count on the performance and strength of your insurance company. Jerry Ballard and Associates provide easy and affordable life insurance solutions to prepare for the unexpected allowing you to get the most out of life.

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BCBSNC Claims and Company Information

Sunday, December 7th, 2008

What Does Blue Cross and Blue Shield of North Carolina Do In A Day’s Work?

 

Number of claims processed: 137,971

Value of claims handled: $30,872,548

Customers served: 3,598,696

Number of customer service calls: 36,813

Number of BCBSNC employees: 4,497

Daily tax obligation: $573,586

Payments to vendors: $1,434,200

 

 

 

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Women’s Health Care

Thursday, December 4th, 2008
Survey Shows Many Women Put Off Doctor Visits Because of Higher Health Care Costs

Dec. 2, 2008 — Almost half of women surveyed in a national poll said they had failed to seek health care for themselves or their families over the previous year because the cost was too high.

The annual survey of women’s attitudes and behaviors regarding health care, released today by the National Women’s Health Resource Center (NWHRC), found that women were most likely to put off doctor visits for themselves and least likely to put off doctor visits for their children. (more…)

Taxes and Blue Cross and Blue Shield of North Carolina

Monday, December 1st, 2008

 

 

A taxing truth

When you hear that Blue Cross and Blue Shield of North Carolina is a

not-for-profit company, you might think that gives them the same status as

other nonprofit organizations. You might think that they aren’t required

to pay taxes – but that’s just not true. BCBSNC not only has to compete

with for-profit companies for customers and employees, but they are fully taxed too.

In 2007, Blue Cross and Blue Shield of North Carolina’s local, state and

federal taxes were $173.8 million.* Over the course of the past five

years, that adds up to more than $734.7 million in taxes.

 

 

 

For more information on North Carolina health insurance, please visit our website at www.nchealthplans.com  or call our toll free number 888-765-5400 and speak with one of our professional authorized agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health, call all our office for details.

 

Source: BCBSNC internal records as of 12/31/2007.

 

Triathlons

Thursday, November 27th, 2008

“Why?”  That is the question some of my family and friends asked me when I told them I was going to participate in the Nelson Bay Challenge, a local sprint triathlon.  “Aren’t you getting a little old to push yourself so hard?”  That was another question, with concerns that I might actually kill myself during the training process or the race itself.  I only had one answer – why not?  I have always liked setting specific physical fitness goals for myself and I thought a sprint triathlon could help add some spark to my workout routine.  Another perk………the training program could also help me win some prizes through Blue Points, the health and wellness program offered by Blue Cross and Blue Shield of North Carolina to promote physical fitness activities.
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Soccer for Kids

Tuesday, November 25th, 2008

Getting your kids to develop good physical fitness habits can never start to0 early.  Soccer is a great way to keep your kids active and learn about teamwork and sportsmanship that helps build character for their lives ahead.  Even health insurance companies, like Blue Cross and Blue Shield of North Carolina, recognize the value of a healthy lifestyle and have developed incentive programs for physical fitness and wellness activities, such as Blue Points.  When first starting your children in a soccer program, it would be a good idea for you as a parent to think about a few very important things, such as… What do you want your kids to accomplish?  How do you define success?  How can I have a positive influence on my child’s experience? 
more–>We often find ourselves as parents getting caught up in the emotional drama that unfolds on the field.  A referee’s call, and opponent’s aggressive style of play, or a disagreement with a coaching decision can stir emotions that we haven’t felt in years.  We all want to see our children succeed, but one parent’s definition of success may be different than another’s.  Many parents define success in win/loss records.  Others define it by skill improvement.  Still others define it as “giving it your best.”  In soccer, especially at young ages, it may be best to define it by how much FUN the kids are having.  If they are having fun, they will continue to play.  If they continue to play, they will have more opportunity to learn more skills, improve, and win more games.  If they aren’t having fun, they may not come back next season.
As parents, we play a significant role in molding our children to become good soccer citizens.  Below are a few guidelines for parents to observe to ensure the fun-factor is running high and character is at the forefront:
1.  Understand the rules.  Soccer is a contact sport with rules just like football or basketball.  Know the rules and you will have a better spectator experience.
2.  Unless you are willing to don the uniform, leave the rule enforcement to the referees.  Verbal disagreement does nothing to change the outcome, but it does put a damper on fun!
3.  Allow the coaches to “coach.”  Don’t give instructions to the kids during games or practices.  They have enough pressure to deal with already.
4.  Support your coach.  Many of them don’t have soccer experience..  Some may simply have a child in the game just like you and have volunteered their time to give to the club.
5.  Volunteer your services.  Water, ice, and snacks are always needed for half time and after the game. 
6.  Cheer at all the matches within the spirit of fair play, regardless of the outcome of the game.  Compliment players from both teams who make good plays.
7.  Allow players to make mistakes – this is when they learn.
8.  Reward and encourage effort, not just wins/losses.
9.  Sit back, relax, and enjoy the game!
It is often hard to remember a list of do’s and don’ts.  So if you remember nothing else, remember that parents positively influence children’s memories and experiences in soccer.  You can set the tone for a healthy lifestyle by setting a positive example at every match.  Healthy kids become healthy adults and with the cost of health insurance today, it pays to have a good health history.  Blue Cross Blue Shield of North Carolina health insurance plans offers a 15% discount on their Blue Advantage and Blue Options HSA plans to those who qualify.

 

For more information on North Carolina health insurance, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional authorized agents.  Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC).  You may qualify for a 15% healthy lifestyle discount if you are in excellent health, call all our office for details.

Health Insurance Discounts

Monday, November 24th, 2008

Save up to 25% on weight management programs

Reaching and keeping your weight management goals requires an approach built around both diet and exercise. That’s why Get Fit Blue offers eligible BCBSNC members discounts on nutrition and fitness products, programs and services, and information to keep you informed on the latest fitness and nutrition news.

With Get Fit Blue, members can save money on fitness and nutrition tools. Get discounts on:

Up to 25% off at participating North Carolina hospital weight management programs
Up to 20% off LA Weight Loss weight management programs in North Carolina
Scales, heart rate monitors, body fat analyzers, blood pressure monitors and electronic pulse massagers
Nutrition counseling
Cooking instruction
Personal training
Gym memberships
Health-related magazines
Nutrition and fitness information
Quarterly nutrition and fitness articles written by nutritionists and personal trainers
Calorie counters
Body/mass index calculators

For more information on North Carolina health insurance, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional authorized agents.  Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC).  You may qualify for a 15% healthy lifestyle discount if you are in excellent health, call all our office for details.

Get Fit Blue is a program sponsered by BCBSNC.  The content of this post is reprinted from Blue Cross & Blue Sheild of North Carolina.

Expecting the Unexpected, Temporary Coverage

Saturday, November 15th, 2008

Our agency provides healthcare coverage through Blue Cross Blue Shield of North Carolina (BCBSNC).  But, if you are looking for a short term solution for your health insurance needs, are between jobs, out of work or a recent college graduate, you may want to consider Temporary Health Insurance to protect you and your family.  If you qualify for coverage, short term coverage can cover you up to $2,000,000.00.  You can select your deductible and co-insurance, but keep in mind it does not cover pre-existing conditions and everything is subject to the deductible.

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NC High Risk Pool

Sunday, November 9th, 2008

What is Inclusive Health

Inclusive Health, also known as the North Carolina Health Insurance Risk Pool (NCHIRP), provides affordable, individual health insurance coverage for North Carolinians who do not have access to an employer health plan and face higher premiums due to a pre-existing medical condition. It will also offer coverage to individuals who are federally defined HIPAA eligibles or qualify due to loss of employment due to the effects of international trade under the Health Care Tax Credit.The North Carolina General Assembly created the North Carolina Health Insurance Risk Pool in 2007. It serves as North Carolina’s alternative mechanism for those who’ve exhausted their COBRA continuation coverage. Individuals with 18 months of prior continuous coverage may qualify for coverage under Inclusive Health and are not subject to Inclusive Health’s pre-existing condition waiting period.

Inclusive Health also provides coverage to individuals who have lost their jobs due to the effects of international trade and are eligible for the health care tax credit under the Trade Adjustment Assistance (TAA) program. This includes Department of Labor certified TAA or Alternative TAA eligibles. It also includes those who receive benefits from the Pension Benefit Guaranty Corporation and are at least 55 years old.
Organization

Inclusive Health is scheduled to begin offering coverage on January 1, 2009. Established by the State Legislature, Inclusive Health is a non-profit entity. It is not part of the state government but operates under the supervision and control of its Board. Its Executive Director is Michael Keough.
Governed by a Board

Inclusive Health is governed by a 12-member board, including the Commissioner of Insurance and 11 members appointed by the Commissioner of Insurance, Governor, Speaker of the House, and the President Pro Tempore of the Senate. Although the NCHIRP is not an agency of the state, all Board members are considered public servants and are subject to the provision of the North Carolina Ethics Act.

For more information on this coverage, please contact The Inclusive Health Customer Service Department Monday through Friday, from 8:00 am to 5:00 pm Eastern Standard Time.Toll free number is (866) 665-2117.
You may also email all requests and questions to contactus@inclusivehealth.org.

All content provided by Inclusive Health

HOW TO AVOID WEIGHT GAIN WHEN YOU STOP SMOKING

Sunday, November 9th, 2008

For information on how to reduce your health insurance premiums when you quit smoking, call our toll free number at 888-765-5400.  We offer health insurance through Blue Cross Blue Shield of North Carolina (BCBSNC) and under the Blue Advantage plan, you can qualify for a discount in your premium if you fall within their preferred guidelines.  To see if you qualify, contact our office for a rate quote and on-line application or visit our website www.nchealthplans.com.  The following article on  on “How to Avoid Weight Gain When you Quit Smoking” came from a post from the American Heart Association.

How to Avoid Weight Gain When Quitting Smoking

Many people mistakenly believe that quitting smoking means they’ll gain weight. It’s not that certain.Some people do gain weight when they stop smoking. However, you can often prevent or reduce weight gain.
If you’re going to quit smoking, you need to know about situations that may tempt you to gain weight. There are some common situations and practical solutions for each. This information is based on the real-life experiences of many people.
Situation – Longer Mealtimes
Many smokers hurry through dinner so they can smoke. When they quit smoking, because they’re used to eating faster, they may finish their serving before anyone else finishes theirs. Then they may have a second helping or replace their after-dinner cigarette with a rich dessert. As a result, they consume more calories than they did before.
Possible Solutions

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our qualified agents.  Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC).  You may qualify for a 15% healthy lifestyle discount if you are in excellent health.  Call us for details.

  1. Have your spouse portion your food, or portion it yourself. Put away extra food so it’s hard to have second helpings. (more…)
 
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