Under the ACA, you are now required to have a Qualifying Life Event (QLE) in order to enroll in a health insurance plan outside of Open Enrollment.  A Qualifying Life Event is some kind of special circumstance that allows you to enroll in coverage under a Special Enrollment Period and some common QLE’s include loss of access to minimum essential coverage through an employer or Medicaid, a move to North Carolina or to a different zip code within NC, or adding a dependent through birth or adoption.

If you do not have one of the life events, however, you will be unable to enroll in health coverage until the next Open Enrollment, which begins November 1, 2016 with coverage starting January 1, 2017.  Unfortunately, this rule excludes many individuals and can make it difficult, if not impossible, to get a health insurance plan.  If you find yourself in this position you may be asking:  What can I do to get health insurance? (more…)

During life transitions, you can’t afford to go without health insurance coverage.  Unexpected illnesses and accidents happen every day and the resulting medical bills can be disastrous.   Let a Short Term Medical plan offered by NC Health Plans provide you and your loved ones with the peace of mind you need at a price you can afford.

Apply today and be covered as early as tomorrow!  Get coverage for the exact number of days needed and save 20% by making one up-front payment or pay as you go

Keep your own doctor and get 24-hour access to doctors by telephone.  Ensure your satisfaction with our 10-day money back guarantee.

Even a short period without health insurance is not worth the risk. Get your FREE, no-obligation quote today!  Please do not cancel any existing medical insurance coverage until you have received written acceptance for coverage from Assurant Health.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.