There are many people out there who simply can’t afford Obama care. If you are one of those people and you are in need of health insurance coverage, you may want to consider Short term health insurance.  Short term health insurance is a fast, affordable, and easy solution for people who are currently without coverage.

The premiums for the ACA/Obama Care health insurance plans do not necessarily fit in everyone’s budget, especially if you don’t qualify for a subsidy. However, it is never a favorable option to be uninsured. Many people will consider short term coverage to bridge the gap between starting a new job and qualifying for their company’s group coverage or if they are between jobs, but it is also important to consider a short term option if you simply can’t afford a health insurance plan otherwise.

Short term health insurance coverage can protect you and your family from the high cost of unexpected health conditions. Short term plans do not cover preexisting conditions or preventive care, but are instead designed to protect you in the event of an accident or unexpected sickness. The premium you will pay is a small price to pay for peace of mind and can be considerably lower than other health insurance options.  A short term plan provides valuable benefits and pays for covered medical expenses once your deductible and coinsurance requirements have been met. Coverage can begin as early as 12:01 am the day after your submit your application and policies are available for 1 to 6 months.

Because short term health insurance plans do not meet the minimum essential requirements of the Affordable Care Act, short term coverage will not exclude you from a possible tax penalty, but you can have coverage up to 2 million dollars.

For more information on Blue Cross Blue Shield of North Carolina health insurance coverage, the Marketplace and healthcare gov if you qualify for a subsidy, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.  Let us help you navigate through the Health Care Reform changes in accordance with the new regulations of The Affordable Care Act, also known as Obama care.