Blue Advantage Saver is a bridge between the rich benefits of the traditional PPO plan, Blue Advantage, and the customer accountability of Blue Options HSA.

While all three Blue Advantage Saver plans protect the customers from unexpected medical expenses, the customer’s share of the cost varies by each plan.   As an example, consider the customer’s out-of-pocket amount for non-preventive visits to a health care provider, which are covered under all three plan designs.  All preventive care visits are covered at 100%.

Blue Advantage Saver 1 – Customers can make unlimited non-preventive visits to a primary care physician, each with a $25 copayment.

Blue Advantage Saver 2– Customers can make up to four non-preventive visits per year to a primary care physician, each with a $25 copayment.  All additional visits would be subject to your deductible and coinsurance.

Blue Advantage Saver 3 – No limit on non-preventive visits, but each visit is subject to your deductible and coinsurance.

Emergency room visits, urgent care visits and visits to any specialist are subject to deductible and coinsurance on all Blue Advantage Saver plans.  Blue Advantage Saver plans 2 and 3 offer $10 generic drugs, but do not offer any coverage for brand name drugs.  Blue Advantage Saver 1 offers coverage for brand-name drugs, subject to deductible and copayments or coinsurance.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.