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Need Health Insurance for 2016? – Get Temporary Coverage Now

Tuesday, June 28th, 2016

Summer is here and 2016 is almost half over, but if you still lack health insurance, a short term plan could be theSmiling young college girl texting on a cell phone solution.  Temporary health plans are a viable option for people who are experiencing gaps in coverage due to a job change, a move or other life circumstances.  They are also great for individuals who may be exempt from the individual mandate (tax penalty) to buy health insurance or those who may just choose to buy health insurance outside of Open Enrollment.

There are many benefits to a short term health plan.  For instance, most temporary insurance plans are less expensive than regular health insurance plans.  In fact, they are a low-cost solution that could protect your financial security should you be faced with an unexpected illness or injury.  You can also be approved for short term plans as soon as the very next day and coverage can be in place anywhere from 1 month to 11 months, whatever your circumstances require.  Temporary health insurance is a great way to fill gaps during times of transition or change. (more…)

Why Temporary Health Insurance is a Good Idea

Monday, May 23rd, 2016

Multi Generation Family Enjoying Picnic TogetherTemporary health insurance is becoming increasingly popular in the ACA market.  Due to rising health insurance premiums and stricter guidelines on enrollment periods, many people are turning to short term insurance as a long-term solution.  Because short term health plans are not subject to the laws of the ACA, they are less-expensive and can be purchased outside of Open Enrollment.  For individuals and families who have either missed Open Enrollment or who simply cannot afford an ACA-approved Qualified Health Plan, short term coverage is a viable option. (more…)

Combat the Rising Cost of NC Health Insurance with Short Term Coverage

Monday, April 25th, 2016

Health care concept. Expensive medical insurance or medical budgThe health insurance market has changed dramatically under the Affordable Care Act and it continues to change every year.  2016 brought a greater than anticipated rise in the cost of health insurance premiums across the board and many Americans are now wondering what other options are available.  Although in the past short term health insurance plans were primarily geared toward individuals who needed to fill a gap in health coverage due to a move, a job change, or recent graduation, many people are now taking a closer look at the benefits of temporary health insurance policies.

In terms of affordability, short term health insurance plans are typically much less expensive than regular health insurance policies.  Because they do not have to cover the 10 essential benefits required under the ACA, short term plans have much lower monthly premiums and are an excellent way to make sure you have coverage in case of an unexpected accident or illness.  Many temporary plans also include copayments for doctor visits as well as prescription drug coverage. (more…)

 
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