With the holidays just around the corner, the last thing on your list may be health insurance, but Blue Cross Blue Shield of North Carolina wants to remind you that Open Enrollment 2015 is in full swing and in order to ensure that your health coverage begins January 1st, your application must be completed by midnight, December 15th.

This is the season for giving and one of the nicest things you can give yourself or the people you love is peace of mind.  A BCBSNC health plan offers just that.  Providing health plans that cover preventive care at 100% and a large network of providers across the state of North Carolina, a Blue Cross Blue Shield of NC health plan will give you the confidence of knowing your family is covered for all of their health care needs.

We understand this is a busy time of year and that is why we are committed to helping you get into an affordable health plan as quickly as possible.  Negotiating Open Enrollment 2015 can be tricky and we don’t want you to get lost in the process.  At Jerry Ballard and Associates, we understand your time is valuable and never more than during the holidays.  We know you don’t have hours to waste being stuck on hold or being unable to speak with a live person and that’s where we come in!

The holidays are rapidly approaching, but don’t be caught off guard.  As you are marking your calendar with all sorts of important holiday plans, don’t forget… in order to receive an effective date of January 1st, your application must be completed by midnight, December 15th!  Start the New Year out right by joining BCBSNC and experience the benefits that come from being a Blue Cross Blue Shield of North Carolina member.

For more information on Blue Cross Blue Shield of North Carolina health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.  Let us help you navigate through the Health Care Reform changes in accordance with the new regulations of The Affordable Care Act, also known as Obama care.

With all the changes in health insurance due to the Affordable Care Act, you may be facing Open Enrollment 2015 with a sense of dread, but don’t worry!  Jerry Ballard and Associates is here to help.  We understand how difficult and confusing the process of applying for health insurance can be and it is our pleasure to help you make it through with as little stress as possible.  If you are our customer, and need assistance making changes to your existing BCBSNC health plan or you are trying to obtain new health coverage, we are more than happy to help you choose the perfect plan for you and your family.

Because of the changes brought about by the Affordable Care Act, it is more important than ever for you to have a BCBSNC Authorized Agent to assist you with your application and other insurance needs.  Negotiating the government Marketplace and trying to determine subsidy eligibility can be overwhelming to say the least.   Between effective date deadlines, trying to make payments, and understanding various plans and benefit coverages, it is easy to feel lost.  Having an agent who is knowledgeable, concerned and easy to talk to can make all the difference in the world.  Further, there is almost nothing more frustrating than being placed on hold for extended periods of time or being unable to speak to a live person when you need it most.  At Jerry Ballard and Associates, we guarantee that will not be your experience.

Insurance is what we sell, but customer service is what we do best and we are committed to giving our clients the very best of our knowledge and attention.  We value your time and understand your concerns and we are prepared to meet the challenges of Open Enrollment 2015 with your family’s needs in mind.  November 15th and the start of Open Enrollment is just around the corner and we know you have a choice when it comes to your health insurance agent.  Let us show you what makes not only a Blue Cross Blue Shield of North Carolina health plan the very best you can buy, but also what makes Jerry Ballard and Associates the agency you want in your corner.

Whether you are looking for Blue Advantage, Blue Select, Blue Value, or Dental Blue, Jerry Ballard and Associates is your agency of choice for Open Enrollment 2015.

For more information on Blue Cross Blue Shield of North Carolina health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.  Let us help you navigate through the Health Care Reform changes in accordance with the new regulations of The Affordable Care Act, also known as Obama care.

Open Enrollment 2015 is just around the corner and Blue Cross Blue Shield of North Carolina is ready!  

Open Enrollment begins November 15th and runs through February 15th, so if you are currently uninsured, you will be able to apply and obtain coverage very shortly.  Although Open Enrollment will not begin until mid-November, you can begin getting prepared even now.  In fact, there are a number of questions you can ask yourself, as well as some important pieces of information you can gather so that you are as ready as BCBSNC to successfully navigate Open Enrollment 2015.

As you are considering applying for health insurance, there are a few important things to consider:

• Are you looking for a policy for yourself or are you including family members on your policy?
• Do you think you will qualify for a government subsidy? (Subsidies are based on your Modified Adjusted Gross Income and the number of people in your household)
• What kind of Blue Cross Blue Shield of NC health plan are you looking for?  Do you prefer a high deductible plan or something with co-payments?
• How important is the size of the network when it comes to health providers in your area?

Also, remember that if you are applying for a government subsidy, in order to secure an effective date of January 1st, you must complete your application by December 15th.

The Affordable Care Act has created a lot of change and because of that you may have a lot of questions.  Don’t let Open Enrollment overwhelm you.  BCBSNC wants to put you and your family members into a health plan that will offer you a large network of providers, preventive care covered at 100% and coverage you can count on in case of emergencies.  Finding the perfect plan is important and BCBSNC offers a variety of health plan options to best fit your family’s needs.

For more information on Blue Cross Blue Shield of North Carolina health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.  Let us help you navigate through the Health Care Reform changes in accordance with the new regulations of The Affordable Care Act, also known as Obama care.