Blue Cross Blue Shield of North Carolina understands that choosing a health insurance plan can be an overwhelming prospect, especially if you don’t fully understand the terminology.  For instance, what is the difference between an HMO and a PPO and how will that affect you when it comes to using your health plan?  Let’s break it down. (more…)

“When will my coverage begin?” is one of the questions we are most frequently asked here at Jerry Ballard and Associates.  And it’s a good one.  In fact, it’s one of the most important questions you can ask regarding your health insurance plan.  (more…)