Blue Advantage plans are available in all metallic levels: bronze, silver, gold and platinum. The levels differ by how much of your medical costs a plan will pay on average. They are based on approximate values for standard medical expenses.

• Bronze plans pay 60%
• Silver plans pay 70%
• Gold plans pay 80%
• Platinum plans pay 90%

All plans have a maximum out-of-pocket (OOP) limit of $6,350 for individuals. Some plans have an even lower OOP limit.  If you qualify for a subsidy, this can impact your total OOP.  Click Here to generate your quote and see if you qualify for a subsidy through the Marketplace.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). It would be our pleasure to help you navigate through the Health Care Reform changes in accordance with the new regulations of Obama care. Call us for details.

Ideal for those who want more predictable health care costs

A plan featuring more cost-saving options

Limited office visit copayments for those who don’t need to visit the doctor as often

Lower monthly premiums

More choices in how you pay for doctors visits and prescription drugs You get many of the features found in Blue Advantage

You have more flexibility, getting just the coverage you need at a lower monthly premium

Preventive care is covered at 100%

The information in this article is from bcbsnc.com, product benefits.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

Blue Advantage health insurance through Blue Cross Blue Shield of North Carolina is our most popular individual health plan in NC.  This is a traditional PPO plan with doctor office co-payments as low as $15 for your primary care physician and as low as $30 for a specialist.  BCBSNC allows you to build your own plan, selecting deductibles ranging from $250.00 up to $5000.00 with co-insurance starting at 50% up to 100%.  Blue Advantage Plans also allow an add on option of Dental Blue and/or maternity coverage as well.   (more…)